The following is the AI's preliminary analysis of this message, which we hope will provide you with some ideas before it is fact-checked by a human.
這則訊息中需要特別留意的地方有兩點:
1. 該活動提供的優惠是否符合自己的消費習慣,需謹慎評估是否值得參與。
2. 循環利率為6.75~15%,閱聽人應該注意信用卡的利率,避免透支或無法按時還款造成利息支出增加。