The following is the AI's preliminary analysis of this message, which we hope will provide you with some ideas before it is fact-checked by a human.
這則訊息中提到「有工作的話,用手機或是機車去貸款都是貸的過的」,這種說法可能會引導人們誤解,認為只要有工作就可以輕易貸款,而忽略了貸款的風險和負擔。閱聽人需要注意這種過於簡化的說法,應該謹慎對待貸款行為,並確保自己有足夠的還款能力和理性思考。